Terms and conditions

In this website EFG Asset Management (UK) Limited is referred to as “EFGAM UK”; and the subsidiaries and affiliates of EFG Asset Management Holding AG are referred to as “EFGAM”.

Access Restrictions

This website is issued by EFGAM UK. Certain parts are issued only to, and are directed only at, financial advisers, asset or wealth managers or institutional investors in the United Kingdom, France, Germany or Switzerland that qualify as professional clients or eligible counterparties under the rules of the relevant financial services regulator. The services provided by EFGAM UK are available only to such persons.  The information in this website is not intended for the use of and should not be relied on by any person who would qualify as a retail client.

By entering this website, you also agree to be bound by the terms below.  Please read them carefully.

If you do not wish to be bound by these terms, please do not proceed any further.

EFGAM UK is authorised and regulated by the Financial Conduct Authority.

The registered office of EFGAM UK is Leconfield House, Curzon Street, London W1J 5JB. Registered in England and Wales No. 7389736.

Use of Information and Materials
Products and services referred to in this Website are offered only at times when, and in jurisdictions where, they may be lawfully offered by the relevant member of EFGAM’s corporate group (the “EFGAM Group”). Certain materials on this Site are only intended for use by persons located in, or resident, in the United Kingdom, France, Germany or Switzerland.

The information contained in this Website, whether provided by us or other information provider, is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing this Website are advised to obtain appropriate professional advice when necessary.
All our products and services and those of other members of the EFGAM Group are subject to the relevant terms and conditions and disclaimers governing their use.

No Offer
The information and opinions contained in this Website do not constitute a distribution, an offer to buy or sell or the solicitation of any offer to buy or sell any securities or financial instruments in any jurisdiction in which such distribution or offer is not authorised to any person. Nor does it constitute any advice or recommendation with respect to securities or any other financial instruments.

In particular, the information herein is not for distribution and does not constitute an offer to buy or sell or the solicitation of any offer to buy or sell any securities or financial instruments in the United States of America (“US”) and Canada to or for the benefit of United States persons (being persons resident in the US, corporations, partnerships or other entities created or organised in or under the laws of the US or any person falling within the definition of the term “US Person” under Regulation S promulgated under the US Securities Act of 1933, as amended) and persons of Canada.

Access to other EFGAM Group Websites
This Website may include links to other EFGAM Group websites (“Local Website”). Each Local Website will be governed by local terms and conditions in addition to these Terms. Please read the terms and conditions of the Local Website (the “Local Terms”) carefully before using the Local Website. If you choose to enter a website outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to use the facilities available on that website, the legal requirements of that jurisdiction may prohibit you from dealing in that jurisdiction and that website may contain products and services that are not authorised for that jurisdiction or for you. If you use the Website to access a jurisdiction in which you are not resident you do so at your own risk and no member of the EFGAM Group will be liable for any breach of local law or regulation that you may commit as a result of using and accessing the Website in a country in which you are not resident. The provision of products and services pursuant to this Website and the Local Websites are subject to the Terms as well as the applicable Local Terms. Should the Terms conflict with the relevant Local Terms, the Local Terms shall prevail.

Risk of Investment
Please note that the value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance is not a reliable indicator of future results and the value and any income arising from any investment referred to on this Website may go down as well as up. Where an investment is denominated in a currency other than your base currency, changes in the exchange rate between those currencies may have an adverse effect on the value, price or income of that investment.

In the case of investments for which there is not a recognised market it may be difficult for investors to sell their investment or to obtain reliable information about its value or the extent of the risks to which it is exposed. Changes in current rates of exchange or taxation may have an effect on the value, price or income of investments. Current tax levels and relief may change and the value of any relief depends on individual circumstances.

Copyright and Trademarks
Members of the EFGAM Group own the trade marks, logos and service marks displayed on this Website and users are prohibited from using the same without our written permission or that of such other parties.

The materials on this Website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without our prior written consent. In particular, no one may use a part of our Website on any other website, or link any other website to our Site, without our prior written permission.

You undertake not to use the Website for any purpose which is unlawful, abusive, libellous, obscene or threatening. You undertake to comply with any terms notified to you as required from time to time by any third party supplier of data or services to the Website, including but not limited to, where necessary, entering into a direct agreement with such third party in respect of your use of their data or services.

Material Interests
Members of the EFGAM Group and/or their officers, directors and employees may own or have positions in any investment mentioned therein or any investment related thereto and may from time to time add to or dispose of any such investment. Members of the EFGAM Group may act as market maker, assume or have assumed an underwriting position in the securities of companies discussed or referred to in the Website (or investments related thereto) and may sell them to or buy them from customers on a principal basis and may also perform investment banking or underwriting services for or relating to those companies.

No Warranties
While every care has been taken in preparing the information and materials contained in this Website, such information and materials are provided to you “AS IS” without warranty of any kind, whether expressed or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on this Website.

We do not represent or warrant that the Website will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website.

Changes to the Terms and Information
The information, material and content provided in the pages of the Website may be changed at any time by us. Information on this Website may be out of date and may not be updated or removed.

Changes to these Terms will be posted on the Website. It is your responsibility to be familiar with the terms and conditions of the Website. Your continued access to or use of the Website will mean that you agree to any such changes.

Linked Websites
Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Such websites may contain products and services that are not authorised in your jurisdiction and not available to residents of your jurisdiction. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking.

Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Website.

Internet E-mail
Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to the EFGAM Group or any messages sent by the EFGAM Group to you over the Internet.
Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

Governing Law
These Terms are governed by and interpreted in accordance with the laws of England and Wales and you submit to the non-exclusive jurisdiction of the English courts.